Mortgage Loan Originator Job at Oceans Mortgage & Realty, San Diego, CA

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  • Oceans Mortgage & Realty
  • San Diego, CA

Job Description

Job Description

Job Description

We are looking for an experienced, service-oriented, and detail-oriented mortgage loan officer to join our team. We believe in removing obstacles and creating a supportive environment for you to thrive in. If you have a proven track record of creating lending solutions for your clients, we’d love to have you on our team. Please apply today!

Must have an active California DRE Salesperson or Broker's License

Compensation:

$150,000+ at plan yearly

Responsibilities:
  • Establish and maintain relationships with realtors, bank officers, builders, and the community at large in order to retain existing and attract new business
  • Exceed our production standards by maintaining an active pipeline
  • Work closely with industry related professionals to gather and prepare all necessary information to complete underwriting requirements
  • Oversee all customer interactions and ensure a smooth transaction by interfacing with realtors, processors, and underwriters
  • Counsel borrowers to understand the pros and cons of different loan products to determine which is best for them
Qualifications:
  • Several years of experience in real estate, mortgage origination, or lending required
  • Exceptional decision-making ability, superior written and verbal communication skills, and superb interpersonal and customer service skills required
  • Current NMLS State License or Federal NMLS Registration
  • Understand a variety of loans such as: FHA, VA, USDA, conventional, fixed/ adjustable, bridge, non-conforming, FNMA and FHLMC, and Home Equity Lines of Credit
  • Strong understanding of company loan policies and guidelines, as well as all federal and state regulations
  • Must have active NMLS and reside in either California, Oregon, Washington, Colorado, Idaho, Texas, Florida, or Michigan
  • Several years of experience in real estate, mortgage origination, or lending preferred
About Company

Our business model, which puts the customers first, Oceans Mortgage & Realty, has seen significant expansion in the last few years. We pay extremely high commission splits to our quality, self-sustaining, and self-generating Real Estate Professionals.

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